Department of Education Annual Teacher Shortage Areas Nationwide Listing
Note: The Nationwide Listing includes both subject areas and geographic shortage areas. To qualify based on teaching in a high-need field that is included in the Nationwide Listing, you must teach in a listed subject shortage area, not a geographic shortage area.
Your Federal Student Loan Repayment Options with Loan Simulator
Repayment calculators for estimates of your monthly payments under the Standard, Graduated, Extended, and Income Contingent repayment plans based on various debt levels.
For the Income-Based Repayment Plan, use the calculator at the link provided above to evaluate your eligibility for this plan and estimate your initial Income-Based Repayment Plan monthly payment amount.
A Direct Consolidation Loan Program is available that allows you to consolidate (combine) one or more of your eligible federal education loans into one loan. Consolidation allows you to extend the period of time that you have to repay your loans, and to combine several loan debts into a single monthly payment. However, you will pay more interest if you extend your repayment period through consolidation, since you will be making payments for a longer period of time. If your TEACH Grant is converted to a Direct Unsubsidized Loan, it may be consolidated into a Direct Consolidation Loan. Contact your Federal Loan servicer for more information about loan consolidation.
The National Student Loan Data System (NSLDS) contains information about all Title IV loans you have received, including TEACH Grants that have been converted to Direct Unsubsidized Loans.
Federal Student Aid Ombudsman (website)
The U.S. Department of Education's Federal Student Aid Ombudsman can help resolve problems related to student loans (including TEACH Grants that have been converted to Direct Unsubsidized Loans) when other approaches have failed. It is important to keep all of your TEACH Grant papers and correspondence for your records. You should contact your TEACH Grant servicer or Federal Loan servicer first to try and resolve the problem. If you are unable to resolve the problem on your own, you may contact the FSA Ombudsman for assistance. You can reach the FSA Ombudsman at
Office of the Ombudsman
United States Department of Education
830 First Street NE
4th Floor UCP-3/MS 5144
Washington, DC 20201-5144
Toll-free phone: (877) 557-2575
FedLoan Servicing - TEACH Grant Servicer
Toll free: 1-800-699-2908
TTY: Dial 711
Email FedLoan Servicing
|Send Payments||Send completed Direct Debit application forms to:|
|Department of Education
P.O. Box 530210
Atlanta, GA 30353-0210
P.O. Box 3661
Harrisburg, PA 17105-3661
|Send letters and correspondence to:||Send Credit Disputes to:|
P.O. Box 69184
Harrisburg, PA 17106-9184
|FedLoan Servicing Credit
P.O. Box 60610
Harrisburg, PA 17106-0610
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