The J-Term is a three week mini-term that occurs during the first three weeks of January. For federal financial aid processing, the J-Term is considered part of the spring semester.
Tuition and Fees
Students are charged per credit hour for J-Term (in addition to their spring charges). Unlike the traditional fall and spring semesters, students attending more than 12 credits during J-Term will be charged for each additional credit hour above 12 credit hours. To estimate your tuition and fees, use the calculator below:
The following chart represents estimated disbursement dates provided the student completed all his/her j-term aid related tasks in a timely fashion.
|Type of Aid||Estimated Disbursement Dates|
|Federal Pell Grant||
Tentatively: Beginning week of March 4, 2019
|Direct Student Loans (subsidized/unsubsidized)||
All Direct Student Loans must be accepted on Banner and the MPN and Entrance Counseling must be on file with the U.S. Department of Education.
|Direct Parent PLUS Loans||Same as Direct Student Loans above; Parent must have also completed Parent PLUS MPN.|
|Direct Graduate PLUS Loans||Same as Direct Student Loans above; Student must have completed Graduate PLUS MPN and Graduate Entrance Counseling if this is their first Graduate PLUS Loan.|
|Federal TEACH Grant||End of February|
|New York State TAP Grant||
Not applicable for J-Term.
|Private Alternative Loans||Disbursement date will vary by lender and depending on when the student applied. Students should not expect their private loan to disburse until at least 3 weeks after they began the process.|
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