|Alert: The Perkins Loan Program expired on September 30, 2017. Unless the United States Congress takes action, this loan program will not be available in Fall 2018 or beyond. Please plan accordingly.|
The Perkins Loan is a low interest (five percent) federally funded loan program for students who demonstrate exceptional financial need. The Department of Education determines the amount of Perkins loan funding that Buffalo State will receive each academic year. Students will be considered for this loan based on eligibility and the funds available at the time that a valid FAFSA is received. If a student is eligible to receive a Perkins loan, it will be included in their award package; no additional application is necessary.
Students enter repayment on Perkins Loans nine (9) months after they cease half-time enrollment or graduate, whichever happens sooner. Students can monitor their federal student loan debt (Perkins and Direct Loans) by using the National Student Loan Database System (NSLDS). Students log in using the same credentials used for the FAFSA.
Students that borrowed Perkins Loans funds at Buffalo State must complete exit counseling when they depart from the college or drop-below half-time attendance (six credit hours). Students will be contacted by SUNY Student Loan Service Center (SLSC) instructing them how to complete the online Perkins exit counseling. Students may contact SLSC at (518) 525-2626 or firstname.lastname@example.org with any questions.
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